Indonesia has thousands of islands to explore on vacation. Behind the charm of Indonesia, there are many dangers that haunt it, starting from natural disasters to air pollution and also crime.
But fraud is also a big problem. ATM fraud is something to avoid for tourists or expats in Bali. Skimming crimes are common in Java and Bali.
A foreigner living in Bali shares tips to avoid ATM fraud. Through the TikTok account @chadandmiaofficial, they share stories of how their experiences with fraud and now share tips for foreigners living in Bali to avoid fraud.
@chadandmiaofficial 🚨💸 Let’s talk ATMs in Bali. Over the past year, we’ve lost 40 million IDR total at 4 different times! 😱 The not so lovely people take your card details, grab your PIN from cameras, and then withdraw cash—small amounts at first, then they drain it. Thankfully, our bank recouped the funds each time, but here’s how to stay safe: 🔒 Always check the ATM for tampering. 🔒 Cover your PIN when entering it from the machine and the above security cameras. 🔒 Turn on net banking alerts for suspicious activity. 🔒 Stop your card immediately if something feels off. NOTE: It did not happen through this bank, we have just used this ATM in this video to educate—stay aware and protect your funds! 💳 #BaliTravelTips #ATMScams #TravelSafe ♬ original sound – Chad & Mia Bali Travel & Life
“Let’s talk ATMs in Bali. Over the past year, we’ve lost 40 million IDR in total at 4 different times!” they wrote in their caption.
Fortunately, their bank recouped the funds each time. In the video, he also shared tips to be careful, such as checking the ATM for tampering, covering when you type the pin, and stopping if you feel the ATM is a bit fishy.
The comment section was a place of shared experiences, with many people sharing their own stories of being scammed in Bali.
“I’ve got scams as well. I don’t know how they copy my card,” wrote one netizen.
One netizen shared their lesson, advising, “Never use an ATM machine next to the road or minimart. Always use an ATM in the bank.” It’s important to learn from others’ experiences to protect yourself.
The rise of ATM fraud mode should be wary of banking customers. Because there are many naughty and irresponsible people who take advantage of this kind of fraud mode.
7 Tips to Avoid ATM Fraud in Bali
There are a number of ways that can be done to avoid falling victim to fraudulent activities at ATM machines, commonly referred to as’ fraud mode ‘.
1. Beware of “skimming”
Skimming is a method where fraudsters try to steal your ATM card information by using a device installed on the ATM machine.
Check the ATM machine carefully before using it. If any components look unnatural or like additions, avoid using the machine and report it to the bank.
2. Use a trusted ATM
Avoid using ATM machines that are remote or look suspicious. It is better to use ATM machines inside the bank or in a safe location, especially at night.
3. Don’t accept offers of help from strangers
You should always be wary of strangers helping you because they may intend to break into your account.
So you must always keep an eye on all his movements if the person is helping you.
4. Close the PIN
Keep your PIN confidential by always covering it with your hand when entering it. This prevents the perpetrator from knowing your ATM PIN when they peek.
5. Pay attention to your surroundings
When entering your PIN or making a transaction at an ATM machine, make sure suspicious strangers are not stalking you.
If you feel unsafe, stop the transaction immediately and find another ATM machine or a safer location.
6. Keep personal information confidential
Never provide personal information such as ATM PIN, account number, or card data to anyone via phone, email, or text message. The bank will never ask for such information through such communication channels.
7. Do not leave the ATM before making sure the ATM card is safe
If you feel that your ATM card has a problem, contact the bank’s contact centre immediately.
