Relocating to Bali as an Expat: Everything You Need to Know Before Living in Bali, Indonesia
Relocating to Bali has become more than just a travel trend. What often begins as a short holiday quickly turns into a long-term plan, as many foreigners fall in love with the island’s natural beauty, spiritual culture, and slower pace of life. Over the years, Bali has transformed into a global hub for expats, remote workers, and retirees seeking a better work–life balance.
While the post-pandemic boom has accelerated this movement, life in Bali comes with realities that go beyond sunsets and smoothie bowls. Before you make the move, here are 20 essential things you should know about living in Bali as an expat.
1. Cost of Living & Finance
Bali is often perceived as cheap, but the cost of living depends heavily on lifestyle choices. While local food and basic services remain affordable, imported goods, international schooling, and Western-style accommodation can significantly increase monthly expenses.
Many expats find Bali cheaper than Europe or Australia, but those living in popular areas such as Canggu and Seminyak often spend more than expected due to rising rents and lifestyle inflation.
2. Cost of Living in Bali per Month
On average, a single expat can live comfortably in Bali on IDR 15–25 million per month, excluding rent. This covers food, transport, gym memberships, and basic leisure activities.
Those seeking a more luxurious lifestyle, with frequent dining out, villa living, and wellness activities, should budget upwards of IDR 35–50 million per month.
3. Living Costs in Bali for Single Expats
Single person can live with affordable cost of living. Bali living cost: Eating at local warungs, renting a room rather than a villa, and using scooters can significantly reduce expenses.
However, social life, cafés, and co-working memberships can quietly add up, especially in expat-heavy neighbourhoods where prices are set to international standards.
4. How Much Money Do You Need to Live in Bali?
The minimum income required to live in Bali comfortably is subjective, but most long-term expats recommend having at least USD 1,500–2,000 per month.
It is also advisable to have savings set aside for emergencies, visa costs, medical care, and unexpected expenses, as financial planning is crucial when living abroad.
5. Rent Prices in Bali for Foreigners
Rental prices in Bali have surged in recent years, particularly in Canggu, Uluwatu, and Seminyak. Monthly rents for villas can range from IDR 8–30 million, depending on location and amenities.
You should be cautious when signing long-term leases and ensure all agreements are clear, legal, and preferably handled through reputable Indonesian agents.
6. Affordable Areas to Stay in Bali
For those seeking lower rents, areas such as Sanur, Tabanan, Gianyar, and parts of Denpasar offer more affordable housing while still providing good access to amenities.
These neighbourhoods are less tourist-driven and often provide a more authentic Balinese living experience.
7. Visa Options for Living in Bali
Indonesia offers various visa options, including social visas, business visas, digital nomad visas, and retirement visas. Choosing the correct visa is essential to avoid legal issues, because visa on arrival only for short term stay in Bali.
Visa regulations can change frequently, so staying informed or working with a trusted visa agent is highly recommended.
8. How to Stay Long Term in Bali Legally
Living in Bali long term requires careful visa planning. What type of visa do you need? Many expats use extendable visas or KITAS permits to remain legally in Indonesia.
Overstaying visas can result in heavy fines or deportation, making compliance with immigration laws non-negotiable.
9. Bali Visa for Digital Nomads
Bali’s appeal to digital nomads has led to specific visa pathways for remote workers. These visas allow foreigners to live in Bali while working for overseas companies.
While attractive, digital nomads must ensure they comply with tax and employment regulations.
10. Retirement Visa Requirements in Indonesia
Indonesia offers retirement visas for foreigners aged 55 and above. Applicants must demonstrate financial stability, health insurance, and long-term accommodation.
This visa is popular among retirees seeking a peaceful tropical lifestyle with access to modern healthcare.
11. Work in Bali: Digital Nomad Life
Bali’s digital nomad culture is one of the most established in Southeast Asia. From yoga classes to networking events, the island caters heavily to remote professionals.
However, maintaining productivity amid Bali’s relaxed lifestyle can be challenging for some.
12. Best Areas in Bali for Remote Work
Canggu and Ubud are the most popular hubs for remote workers due to reliable internet and abundant coworking spaces.
Uluwatu and Sanur are emerging alternatives for those seeking a quieter environment.
13. Coworking Spaces for Expats in Bali
Bali is home to world-class coworking spaces offering high-speed internet, community events, and flexible memberships. These spaces play a significant role in helping them to work and also join different expat community.
14. Living in Canggu as an Expat
Canggu is vibrant, trendy, and full of cafés, gyms, and international communities. It is ideal for young professionals and entrepreneurs.
However, traffic congestion and rising living costs have become major drawbacks.
15. Living in Ubud for Foreigners
Ubud offers a calmer, more spiritual environment surrounded by rice fields and nature. It is popular among creatives, wellness enthusiasts, and families.
The downside is limited nightlife and fewer modern conveniences compared to coastal areas.
16. Living in Seminyak: A Bali Guide
Seminyak combines beach access with upscale dining and shopping. It suits expats who enjoy comfort and convenience.
While central and lively, it can feel crowded and commercialised.
17. Quiet Places to Live in Bali
For peace and privacy, areas like Sidemen, Amed, and North Bali offer slower-paced living. These locations are ideal for those prioritising nature over nightlife.
18. Family-Friendly Areas in Bali
Sanur and Ubud are popular among expat families due to international schools and safer environments. These areas offer a balance between community, education, and lifestyle.
19. Cultural Rules Foreigners Should Know in Bali
Respect for local customs is essential. Dress modestly in temples, observe religious ceremonies, and understand Balinese social norms.
Cultural sensitivity goes a long way in building positive relationships with locals.
20. Social Life, Healthcare, and Daily Realities
Bali offers a vibrant social life for expats, supported by events, communities, and shared interests. Healthcare is generally good, with private hospitals catering to foreigners. However, traffic, bureaucracy, and infrastructure limitations are everyday realities that expats must adapt to.
Living in Bali can be deeply rewarding, but it requires realistic expectations and careful planning. Beyond the Instagram-worthy lifestyle, understanding visas, finances, culture, and daily logistics is key to building a sustainable life on the island.
If you’re prepared, Bali can truly feel like home, not just a holiday destination.
People Also Ask About Living in Bali
Is Bali a good place to live for expats?
Bali is considered a good place to live for many expats due to its relatively low cost of living, warm climate, and established international community.
How much money do I need to relocate to Bali?
A single expat can live comfortably in Bali on approximately IDR 15–25 million per month, excluding rent. Those seeking a higher standard of living, including private villas, frequent dining out, and wellness activities, may require IDR 35–50 million per month or more. Costs vary significantly depending on location and lifestyle.
Can foreigners live in Bali long term?
Planning to move to Bali? Foreigners can live in Bali long term by holding the appropriate visa, such as a KITAS, retirement visa, or eligible long-stay visa. Tourist visas are not intended for long-term residence. If you work here, you also need work permit.
What is the best area to live in Bali?
The best area to live in Bali depends on personal preferences. Canggu is popular among digital nomads and young professionals, while Ubud attracts those seeking a quieter and more spiritual environment. Sanur is often chosen by families and retirees due to its calmer atmosphere and access to schools and healthcare. Pick your area before your Bali relocation.
What are the visa requirements and options for relocating to Bali?
Foreigners should understand local cultural norms, visa requirements, healthcare options, and daily living conditions before moving to Bali.
Cover: Photo by kachonk adventure/Pexels
