Bank Indonesia (BI) has introduced QRIS Tap, a new digital payment system that allows users to make transactions without scanning a QR code. This innovation, officially launched at MRT Bundaran HI, Jakarta, on 14 March 2025, aims to provide a faster and more convenient payment experience.
BI Governor Perry Warjiyo explained that QRIS Tap enables transactions by simply bringing a smartphone with Near Field Communication (NFC) technology close to the payment terminal.
“Simply by bringing the smartphone closer to the payment terminal, transactions can be made in a matter of 0.3 seconds, without the need to manually scan the QR Code,” Perry said, as quoted from Kompas.
QRIS Tap supports transactions from savings accounts, credit facilities, and server-based electronic money from participating payment service providers.
Gradual Implementation in Public Transport and Beyond
The rollout of QRIS Tap will take place in stages, beginning with the transportation sector. Initially, it will be available on:
- Jakarta MRT (Bundaran HI – Lebak Bulus route)
- 120 DAMRI Jabodetabek Resident Connection buses
- 12 RoyalTrans buses
- Trans Metro Pasundan Bandung
- Trans Sarbagita Bali
“In other sectors, there are 2,353 retail merchants, MSMEs, parking lots, and hospitals, most of which are public service agencies,” Perry added.
The plan is to expand QRIS Tap to all MRT stations, TransJakarta buses, LRT, KRL (Commuter Line) in Jabodetabek, and the Yogyakarta-Solo route, along with additional merchants.
Jakarta Governor Pramono Anung Wibowo welcomed the initiative, saying, “Later, both LRT, MRT and maybe even JakLingko, MSMEs and so on including Transjakarta and Transjabodetabek can use QRIS,” as reported by ANTARA. He also expressed his gratitude to BI and the Ministry of Transportation.
Pramono highlighted that the system would improve convenience for Jakarta residents, who frequently use QRIS services. “The most happy are Jakarta residents who use the most,” he said. He hopes this development will reduce queues at MRT entrances, where scanning electronic cards often causes delays.
