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Expat Property in Indonesia

Many investors are currently considering investing in Indonesia as it has a stable and growing economy, and real estate transactions are increasing every year. However, due to the country’s terrain, there aren’t many available land plots suitable for construction. This, combined with the resort-oriented nature of the country, means that there is a high demand for apartments and houses. Therefore, whether you are seeking to buy a house, engage in property investment to build a company, or rent an apartment and spacious villa, This guide has everything ready to help you.

Find Your Property in Indonesia with Social Expat

Social Expat’s Indonesia Property page is meant for you who want to explore the vast growing possibilities in Indonesia property or find the best deals for property for sale or rent in Bali and Jakarta. We collaborate with the leading property consultancy services across Jakarta and Bali to grant us access to a wide array of property knowledge and resources, ensuring our readers have the most comprehensive guide at their fingertips.

So, whether you are seeking to buy a house, property investment to build a company, or rent an apartment and spacious villa, we have everything ready to help you.

Your dream home is just an email away. We partner with Lets Move Group, a professional Real Estate consultant agency, to offer complimentary guides, insights and recommendations to understand your housing preferences, budget, and lifestyle requirements. Lets Move Group expert consultants will provide you with comprehensive guidance, ensuring you make an informed decision. From understanding local regulations to exploring financing options, discover more of our helpful guides to assist you at every step of your property journey.

We understand the unique requirements of expats. Therefore, we also provide a selected list of properties for sale in Indonesia that are meticulously curated by professionals and strategically located in areas popular among expats, offering the convenience of essential amenities, proximity to international schools, and easy access to bustling city life or serene beachfront views.

Property in Jakarta & Tangerang

Expats working in Indonesia’s commercial centre must consider property ownership in Jakarta. This bustling capital offers a diverse range of properties, from modern apartments to luxury homes, that cater to a variety of budgets and needs. Investing in Jakarta’s real estate can be a potentially lucrative option that should not be overlooked.

Property in Bali

Many expatriates find Indonesia an attractive place to live and work. For those seeking an investment, property in Indonesia can be a tempting option. Here, we’ll explore the potential benefits of buying property in both the popular expat haven of Bali and the nation’s capital, Jakarta, before delving into the different ownership structures available to foreigners in Indonesia

Property Types in Indonesia

Entering the Indonesian property market unveils a treasure trove of options, catering to a wide spectrum of needs and budgetary constraints. This diverse landscape of real estate in Indonesia definitely offers something for everyone. 

If you are searching for a spacious landed house for your growing family, a trendy apartment in the heart of the action, or even a unique office and commercial space to embrace Indonesia’s dynamic economic development, property in Indonesia promises an exciting exploration to find your perfect fit. Social Expat provides a guide to the best scenarios you can pursue to own a property in Indonesia!

Hak Milik (Freehold)

Hak Milik, also known as Freehold, is a type of land ownership in Indonesia that grants the owner complete and unrestricted ownership of the land and any buildings on it. This type of ownership is considered the most secure and desirable option as it provides the owner with full control over their property. However, it’s worth noting that Hak Milik is often only available to Indonesian citizens or companies with Indonesian majority ownership.

Hak Guna Bangunan (Building Leasehold)

Hak Guna Bangunan, also known as Building Leasehold, is a type of land ownership in Indonesia that grants individuals or entities the right to develop and use a piece of land for a set period. This period is typically between 30 to 70 years, with the possibility of extension upon agreement between the leaseholder and the landowner.

Monthly or Annual Rent (Sewa Bulanan/Tahunan)

A rental agreement is a legally binding contract between a property owner (the landlord) and a tenant (the renter) that outlines the terms and conditions for renting a property. Depending on the agreement, the rent payment can be made either monthly or annually. In a monthly rental agreement, the tenant pays the rent each month, and the agreement is renewed on a monthly basis. On the other hand, in an annual rental agreement, the tenant pays the rent for the entire year upfront, and the agreement is valid for a year.

Latest Property

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IDR. 95.952.000,00 / Monthly
IDR. 4.000.000.000
IDR. 500.000.000 / Monthly
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IDR. 275.000.000 / Yearly
IDR. 2.922.000.000
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IDR. 250.000.000 / Yearly
IDR. 405.000.000

About Indonesian Mortgage for Expats

If you are a foreigner (WNA) living in Indonesia and are planning to buy property/house/apartment in elite areas of Jakarta and Bali, you may have heard that applying for a KPR (Kredit Pemilikan Rumah) loan to buy property in Indonesia for expatriates is very difficult. 

However, this is not entirely true. While it is indeed more complicated for foreigners to obtain property loans compared to local residents, the opportunity does exist, only the requirements are different and the number of lenders offering this service is more limited.

if you are interested in estimating several KPR scenarios, Lets Move Group provides access to every information you need to obtain a Mortgage in Indonesia an expat! 

Access Mortgage Calculator powered by The Lets Move Group helps to see the estimated value of your potential dream home and how much you can borrow!

Mortgage Calculator

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Hot Property

IDR. 95.952.000,00 / / Monthly
IDR. 405.000.000 /
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IDR. 4.426.000.000 /
IDR. 2.490.000.000 /

Ready to Get Started? Consider Lets Move Group as Your Local Property Partner

Finding your dream home in Indonesia can be an exciting yet daunting experience, especially for expats unfamiliar with the local property market. That’s why Social Expat is thrilled to partner with The Lets Move Group, a leading real estate consultant agency dedicated to making your Indonesian property journey smooth and successful.

Founded in 2016, The Lets Move Group has carved a reputation for excellence, consistently prioritizing ethical practices, and transparency, and providing the most comprehensive expat services in the country. Their expertise goes far beyond just property – they offer a one-stop shop for all your relocation needs, including real estate sales and leasing, immigration assistance, market entry solutions, and even legal, tax & accounting services.

In 2023, The Lets Move Group further solidified their industry leadership by introducing the first and most comprehensive market mortgage advisory services in Indonesia.

If you want to know how Lets Move Group contributes to giving the most excellent client care for people seeking to buy a dream property in Indonesia, visit their website at Lets Move Group or talk to their professional consultants by filling in the form below!